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What’s the real out-the-door price?
Florida dealers love to quote a sale price without taxes, fees, or surcharges. Plug in their number — we’ll show you what you’ll actually pay.
Your inputs
$
Used to look up your county discretionary surtax.
$
$
$
Total OTD
$37,687
Effective tax rate: 6.21% · Hillsborough county
Amount to finance
$32,687
Vehicle price (negotiated)
$35,000
Documentation fee
FL law caps this at $399.96 — most dealers will quote up to this number.
$399.96
Tag & title
$77.25
Registration
$33
Lien recording (financed only)
$2
FL state sales tax (6%)
$2,100
Hillsborough county surtax (1.5% on first $5,000)
$75
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Get My Free Quote →Tax math: Florida charges 6% state sales tax on (vehicle price − trade-in). Your county adds a discretionary surtax on the first $5,000 only (FS 212.054). Doc fees are capped at $399.96 (FS 501.976). This calculator estimates — your final out-the-door may vary based on dealer-specific add-ons, manufacturer rebates, and lender fees. Not legal or tax advice.